About us...

Firstar Mortgage, Inc., a Full Service mortgage company, began operations on October 1st, 2003. Joe Waits is the owner of the company. His past experience has been built upon honesty, high integrity standards and professionalism. He has also gathered highly trained professional loan officers and processors to complete the team to continue success in serving the customers in the future. Firstar takes particular pride in their excellent customer service and quick pre-approval processes. We explain all costs and processes to the customer.

Firstar specializes in all types of mortgage products, home purchases, commercial loans, home equity lines of credit, investment properties and jumbo loans, along with re-finance of homes for debt consolidation, cash-out, lower interest rates, etc. We service customers with excellent credit to those that have had poor credit history including bankruptcy, and foreclosures.

Firstar can provide all types of terms, such as, fixed rate terms, adjustable rate mortgages, balloons, interest only programs, etc. We can do it all at competitive prices and provide our customers with more return than anyone else. We like challenges and look forward to hear from anybody that is interested in a free mortgage analysis. Firstar will work with you to help you determine if you should re-finance how much you can afford on a home purchase, the type of loan that best fits your needs and goals, etc.

Firstar is civic and community minded, by participating in and supporting community programs and youth activities.